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What is a Golden Visa?

The Golden Visa is about Residency by Investment (RBI). Governments of countries offer these visas to attract international investors of high net worth, by guaranteeing them access to a better livelihood abroad and opportunity to live, work, study, and travel visa-free. An investor receives a Golden Visa passport, and so do all family members – an amazing benefit giving enormous freedom to travel.

Golden Visa Investment Options - Infographic.
Golden Visa programs offer visa-free travel and other benefits.

What benefits can you enjoy with your Golden Visa?

The advantages of earning a Golden Visa will vary upon the select country of residency & citizenship by investment. In European countries, the benefits offered to investors are visa-free travel to Schengen countries, over 27 countries. Moreover, applicants can enjoy access to the public healthcare system and are eligible to live, work and study. Citizenship is applicable after 5 to 10 years of residency in a European country of investment. Golden Visa programs in the Caribbean offer visa-free travel to over 150 countries (can vary on the Caribbean country of investment), tax benefits, and no interview or language test required.

Healthcare

Healthcare

Higher quality of life

Higher quality of life


Employment

Employment


Travel Freedom in Leisure or Business

Travel Freedom in Leisure or Business


Education

Education


Family Inclusion

Family Inclusion


What Countries Offer Golden Visas?

Residency by investment initiatives is available in European Union countries, the Caribbean, North America, and the Middle East. Investment Visa provides Golden Visa advisory in Europe and the Caribbean Islands, unlocking opportunities through investment for our clients & their families, with the intention to further extend their livelihood, security and wellbeing.

Middle East

  • Type
  • Investment
  • Duration
  • Benefits

Qatar

Residency by Investment
  • Middle East
  • Country Flag:
  • Type: Residency by Investment

Middle East

  • Type
  • Investment
  • Duration
  • Benefits

UAE Flag UAE

Residency by Investment
AED 750,000
2 to 6 Months
The UAE program offers visa-free travel to more than 125 countries, including the ability to live, w...
  • Middle East
  • Country Flag: UAE Flag
  • Type: Residency by Investment
  • Investment: AED 750,000
  • Duration : 2 to 6 Months
  • Benefits: The UAE program offers visa-free travel to more than 125 countries, including the ability to live, work, and study while residing in the country with no minimum stay requirement.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

Greece - Investment Visa Greece

Residency by Investment
€ 250,000
1 to 3 Months
The Greece RBI Program offers a Residency Permit, finalized within just 60 days, visa-free travel to...
  • Europe
  • Country Flag: Greece - Investment Visa
  • Type: Residency by Investment
  • Investment: € 250,000
  • Duration : 1 to 3 Months
  • Benefits: The Greece RBI Program offers a Residency Permit, finalized within just 60 days, visa-free travel to the Schengen Area, and family inclusion.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

Portugal - Investment Visa Portugal

Residency by Investment
≧€ 280,000
6 to 8 Months
The Portugal RBI program offers visa-free travel in the Schengen area. Family inclusion is eligible,...
  • Europe
  • Country Flag: Portugal - Investment Visa
  • Type: Residency by Investment
  • Investment: ≧€ 280,000
  • Duration : 6 to 8 Months
  • Benefits: The Portugal RBI program offers visa-free travel in the Schengen area. Family inclusion is eligible, along with freedom to study, work and live in the country.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

Spain - Investment Visa Spain

Residency by Investment
EUR €500,000
3 to 6 months
The Spain RBI program offers applicants visa-free travel in the Schengen Area along with access to p...
  • Europe
  • Country Flag: Spain - Investment Visa
  • Type: Residency by Investment
  • Investment: EUR €500,000
  • Duration : 3 to 6 months
  • Benefits: The Spain RBI program offers applicants visa-free travel in the Schengen Area along with access to public healthcare and education, plus eligibility for family inclusion.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

Spain - Investment Visa Cyprus

Residency by Investment
EUR €500,000
3 to 6 months
The Spain RBI program offers applicants visa-free travel in the Schengen Area along with access to p...
  • Europe
  • Country Flag: Spain - Investment Visa
  • Type: Residency by Investment
  • Investment: EUR €500,000
  • Duration : 3 to 6 months
  • Benefits: The Spain RBI program offers applicants visa-free travel in the Schengen Area along with access to public healthcare and education, plus eligibility for family inclusion.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

Italy - Investment Visa Italy

Residency by Investment
EUR €250,000
3 to 6 Months
Obtain Italy residence permit for 2 years. After 10 years applicant and family can apply for Italian...
  • Europe
  • Country Flag: Italy - Investment Visa
  • Type: Residency by Investment
  • Investment: EUR €250,000
  • Duration : 3 to 6 Months
  • Benefits: Obtain Italy residence permit for 2 years. After 10 years applicant and family can apply for Italian citizenship and enjoy visa-free travel in 190 countries.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

Malta - Investment Visa Malta

Residency by Investment
EUR €300,000 to EUR €350,000
3 to 6 Months
Applicant is eligible for family inclusion with the right to reside in Malta, and visa-free travel i...
  • Europe
  • Country Flag: Malta - Investment Visa
  • Type: Residency by Investment
  • Investment: EUR €300,000 to EUR €350,000
  • Duration : 3 to 6 Months
  • Benefits: Applicant is eligible for family inclusion with the right to reside in Malta, and visa-free travel in Schengen area.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

Turkey - Investment Visa Türkiye

Citizenship by Investment
USD $400,000+
3 to 6 Months
The Türkiye CBI program offers visa-free travel to 125 countries, including the ability to live, wor...
  • Europe
  • Country Flag: Turkey - Investment Visa
  • Type: Citizenship by Investment
  • Investment: USD $400,000+
  • Duration : 3 to 6 Months
  • Benefits: The Türkiye CBI program offers visa-free travel to 125 countries, including the ability to live, work, and study while residing in the country with no minimum stay requirement.

North America

  • Type
  • Investment
  • Duration
  • Benefits

USA - Investment Visa USA

Residency by Investment
USD $800,000
12 to 24 Months
The US EB-5 program offers applicants visa-free travel in the USA territory and in the Schengen Area...
  • North America
  • Country Flag: USA - Investment Visa
  • Type: Residency by Investment
  • Investment: USD $800,000
  • Duration : 12 to 24 Months
  • Benefits: The US EB-5 program offers applicants visa-free travel in the USA territory and in the Schengen Area. Family inclusion is allowed in the EB-5 program for your spouse and unmarried children under the age of 21.

Caribbean

  • Type
  • Investment
  • Duration
  • Benefits

Antigua and Barbuda - Investment Visa Antigua and Barbuda

Citizenship by Investment
USD $200,000
3 to 6 Months
The Antigua & Barbuda CBI Program allows family inclusion on second citizenship and visa-free travel...
  • Caribbean
  • Country Flag: Antigua and Barbuda - Investment Visa
  • Type: Citizenship by Investment
  • Investment: USD $200,000
  • Duration : 3 to 6 Months
  • Benefits: The Antigua & Barbuda CBI Program allows family inclusion on second citizenship and visa-free travel to over 160 countries, including the UK, HK, and the EU.

South Pacific

  • Type
  • Investment
  • Duration
  • Benefits

Vanatu - Investment Visa Vanuatu

Citizenship by Investment
USD $138,000
1 to 3 Months
The Vanuatu CBI Program allows family inclusion on second citizenship, proving to be the perfect tro...
  • South Pacific
  • Country Flag: Vanatu - Investment Visa
  • Type: Citizenship by Investment
  • Investment: USD $138,000
  • Duration : 1 to 3 Months
  • Benefits: The Vanuatu CBI Program allows family inclusion on second citizenship, proving to be the perfect tropical paradise country to escape the hectic bustling of everyday life.

Caribbean

  • Type
  • Investment
  • Duration
  • Benefits

Dominica - Investment Visa Dominica

Citizenship by Investment
USD $200,000
3 to 6 Months
The Dominica CBI Program offers applicants residence in Dominica, ability to hold a 10-year visa to...
  • Caribbean
  • Country Flag: Dominica - Investment Visa
  • Type: Citizenship by Investment
  • Investment: USD $200,000
  • Duration : 3 to 6 Months
  • Benefits: The Dominica CBI Program offers applicants residence in Dominica, ability to hold a 10-year visa to the USA, plus the freedom to travel visa-free to 145 countries.

Caribbean

  • Type
  • Investment
  • Duration
  • Benefits

Spain - Investment Visa St. Lucia

Citizenship by Investment
$200,000
3 to 6 Months
The St. Lucia CBI Program offers applicants the Freedom of travel to 140+ countries, no physical res...
  • Caribbean
  • Country Flag: Spain - Investment Visa
  • Type: Citizenship by Investment
  • Investment: $200,000
  • Duration : 3 to 6 Months
  • Benefits: The St. Lucia CBI Program offers applicants the Freedom of travel to 140+ countries, no physical residency requirement, and eligible for citizenship family inclusion.

Caribbean

  • Type
  • Investment
  • Duration
  • Benefits

Grenada - Investment Visa Grenada

Citizenship by Investment
≧€ 220,000
3 to 6 Months
The Grenada CBI Program offers you family inclusion, visa-free travel to the UK, the Schengen Area a...
  • Caribbean
  • Country Flag: Grenada - Investment Visa
  • Type: Citizenship by Investment
  • Investment: ≧€ 220,000
  • Duration : 3 to 6 Months
  • Benefits: The Grenada CBI Program offers you family inclusion, visa-free travel to the UK, the Schengen Area and China. Applicants are also eligible for a 10-year US tourist visa.

Europe

  • Type
  • Investment
  • Duration
  • Benefits

St.Kitts and Nevis - Investment Visa St Kitts & Nevis

Golden Visa
USD $400.000+
3 to 6 Months
The St. Kitts & Nevis CBI program offers four options on your pathway to citizenship, one being with...
  • Europe
  • Country Flag: St.Kitts and Nevis - Investment Visa
  • Type: Golden Visa
  • Investment: USD $400.000+
  • Duration : 3 to 6 Months
  • Benefits: The St. Kitts & Nevis CBI program offers four options on your pathway to citizenship, one being with real estate at a minimum of USD 400,000.

Get in touch with us

Gain your EU-Residency

Please be aware that Investment Visa will utilize the provided information solely for the purpose of contacting you in relation to your indicated interest. By submitting this form, you confirm that you agree to our website terms of use, our privacy policy and consent to cookies being stored on your computer.

Do Golden Visas lead to Citizenship?

The Golden Visa program grants high-net-worth individuals a residency permit and only a few countries offer the possibility of citizenship after five to ten years of residency status. This naturalization rule is applicable in Malta and Greece. After a set period of residency (5-10 yrs.), it is common for the applicant(s) to conduct a language test requirement.

Golden Visa Requirements

The requirements on acquiring a Golden Visa will vary upon select countries application regulations; usually the most common criteria for investors to uphold on the application process will be the following:

  • Must provide proof of clean criminal record;

  • Cannot be a citizen of the country where you are applying to the process;

  • Uphold requirement of Golden Visa investment & period in set country;

  • Uphold to the minimum requirement of stay in set country;

What are the investment options in a Golden Visa?

Golden Visa investment options vary from country to country, from investment funds, government bonds, startups, business, arts & culture, and national funds. However, the real estate option through Golden Visa is the most popular choice among investors. Real estate has always been considered a solid investment and a savvy way to generate income from long- or short-term property renting, particularly in an international real estate market.

  • Real Estate

  • Investment Funds

  • Government Bonds

  • Art & Cultural Projects

  • Business Venture / Startup

  • National Development Funds

How to Apply for a Golden Visa?

Step-by-step process

Our team of professionals at Investment Visa has prepared a step-by-step guide for our clients on the application process for their desired Golden Visa program. At Investment Visa, our mission will always consider the needs of our investors, with the outlook of building a better financial future for our clients and their families.

Step 1

Investment Selection

The process begins with verifying the right option, the funds and the country for residency by investment. It is also critical to have a law representative in the country to handle the application’s details.

Step 2

Funds for Investment

The applicant has to first open a bank account and then transfer the investment funds. They must come from outside the country and the applicant must also provide proof of origin.

Step 3

Documentation Check

The applicant must decide if the application will extend to their immediate family. To qualify, you will need a clean criminal record and provide confirmation of legal income. Additional documentation may be required.

Step 4

Golden Visa Submission

We have assisted toward a successful outcome. The waiting time for approval varies by country. The status can be verified online through government websites or through a representative in the country holding power of attorney.

Step 5

Residency Permit & Renewals

Some countries may require the applicant(s) to attend a biometrics appointment and a periodic stay in the country. Residency may also need to be renewed, but this will be addressed in the first step.

Step 6

Application towards Citizenship

Residency by Investment programs do not grant Citizenship. However, some countries allow investors to become Citizens if they are interested, but it may require five, seven years or even ten years of residency.

Image

How much does a Golden Visa cost?

There is no fixed cost for Golden Visas, as the amount required for investment depends on the chosen option - job creation, capital investments, an art & culture fund donation and property investment - as well as the selected country. The most popular option is through a Real Estate investment. When endeavoring through this option, it is recommended to have an additional 6% to 8% in the budget to cover any additional taxes and fees.

European countries are among those that offer Golden Visa options.

Calculator

Investment Amount

Minimum amounts vary with each country's program.

Property Type

Minimum amounts vary with each country's program.

Number of dependants

Include Children, Spouse and Parents (from both the applicant and the spouse).
Please note that Investment Visa will use the above details to contact you only in regards to this simulation. By submitting this form, you confirm that you agree to our website terms of use, our privacy policy and consent to cookies being stored on your computer.

Simulation Scenario

Selected Country: Golden Visa program, considering € 500K investement in Habitational property, including 0 dependants.

Notes: Legal Fees include Tax Representation for 6 years through Portugal Homes After Sales Department and Citizenship application Buying Costs include acquisition taxes (IMT & Stamp Duty) and notary and registration fees Government Fees include Citizenship application fees. The buying costs here presented are for properties with a purchase price of €280,000, €350,000 and €500,000. The buying costs are always based on the purchase price.

Total Costs

Property Buying Costs: € 500K
Legal Fees:
Government Fees:
Other Costs:
Total:

Which country has the cheapest Golden Visa?

The most reasonable Golden Visa investment program by far will be the Greece Golden Visa, with a minimum investment of EUR 250,000, offering investors visa-free travel in the European Schengen zone, access to Greece´s healthcare system, tax benefits, and a pathway to EU citizenship after five years of residency. Best of all, Greece is a safe country to live in, offering a high quality of life and affordable cost of living.

Obtaining a mortgage for Golden Visa investments will depend on the select country of residency by investment; for instance, in Portugal and Greece requesting mortgage from financial institutions is eligible for a portion of the Golden Visa. However, applicants cannot utilize the entirety of the mortgage amount on a golden visa investment, only a portion of the amount. For instance, an applicant can use their mortgage towards the reservation value of their investment.

The highly popular Golden Visa program has become obsolete in some European countries, listed below for your convenience when searching for the best locations to settle in for your residency by investment.

Ireland

Ireland’s Immigrant Investor Program, also known as the Ireland Golden Visa, was ceased in February of 2023. It originally offered Irish residency in return for a EUR €500,000 donation or a three-year annual investment of EUR €1 million into the country.

United Kingdom

The United Kingdom's Investor Visa, or Golden Visa, was fully canceled in February 2022. It required applicants to have at least GBP £2 million in assets to be eligible, though the program had strict regulations, as it did not allow offshore investment companies, management or developments.

Proposed for Cancellation

Spain

The Spanish Visto Dorado has been in discussions to be canceled as of February 2023. However, no official agreement has been reached. Residency by Investment is still possible through the purchase of real estate in the amount of EUR €500,000.

Portugal

The Portugal Golden Visa has also been under discussion regarding discontinuation of the program. In August 2023, the President of Portugal exercised his veto power for the second time. As of right now, it is still possible to apply for the Portugal Golden Visa through the Real Estate option, which starts at EUR €280,000.

Golden Visa is an umbrella term that has been coined by multiple governments and media outlets due to the significant investment amount required. Thus, the Citizenship by Investment programs in the Caribbean can be considered to be Golden Visas.

There are five Caribbean countries that offer foreign nationals the possibility of becoming Citizens immediately:

  • Dominica
  • Antigua and Barbuda
  • Saint Lucia
  • Grenada
  • St. Kitts and Nevis

The applicant(s) are not usually required to reside in the property if they have chosen Real Estate as the preferred Golden Visa option, since the investment could have been made in a property development project, such as a hotel or a commercial unit. Residential real estate investments purchased with the aim of obtaining the Golden Visa can become a second home or a property for lease, though this latter option will also depend on the country. Our Investment Visa will inform you of this after the initial analysis.

Usually, Golden Visa programs have the possibility of being extended to the main applicant's immediate family, which includes members such as spouse, dependent children and dependent parents. However, this will vary on the country of choice, as each has its own specifications.

The validity of Golden Visas varies by country, though it usually ranges between one to five years.

For instance, the Golden Visa in European countries such as Portugal, Spain and Italy have a residency validity of 2 years, while highly desirable destinations, such as Greece and Malta have a longer validity of up to 5 years. Applicants must abide by the renewal process time, ensuring they proceed with the renewal within 60 to 90 days before the Visa expires.

  • Greece – Validity of 5 years.
  • Portugal – Validity of 2 years.
  • Spain – Validity of 2 years.
  • Malta RBI – Validity of 5 years.
  • Italy – Validity of 2 years

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Paul Smith

Investment Advisor

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